Losing My Joy

Meeting Today’s Challenges Head-On! December 15, 2015 Dear Julie: With the holidays upon us, the annual struggle with my kids is at the boiling point. They want so many things I can’t afford. I read stories about Christmas past, how children were content with one small gift because they understood the family didn’t have any money. My kids know I don’t have any money but that... read more


Facing Our Challenges Head-On! September 15, 2015 Dear Julie: My parents recently bought a condo in Hawaii. They’ve invited us to join them but my husband is too proud to admit we can’t afford the airfare. I don’t see why we can’t put this trip on the credit card and worry about paying it back later. He refuses, saying we’ve worked too hard to get out of debt. Our kids are growing up fast and I... read more